Guide to purchasing a property with a mortgage in Spain
Step-by-step guide to purchasing a house with a mortgage in Spain The process of buying a property with a mortgage in Spain entails various steps and milestones. Whether you are a first-time buyer or you are familiar with real estate transactions, understanding the steps involved can significantly simplify the process for you. In this comprehensive […]
Bank criteria for approving a mortgage in Spain
Are you planning to start your mortgage application process in Spain? Do you want to understand what banks look at to consider you eligible for a mortgage? Spanish banks follow a comprehensive underwriting procedure before they can offer you a mortgage. In this article, we will explore what factors banks take into account as part of the mortgage underwriting process in Spain.
Why today’s mortgage market is kinder to borrowers
Today’s mortgage market is kinder to borrowers New laws governing the costs associated with mortgage applications came into effect in Spain in June 2019 and the good news is they favour borrowers! We take a closer look and pick out the key facts. Why have the new mortgage laws been introduced? The new laws were […]
Variable or fixed rate mortgage?
Variable and fixed rate – the key facts! Most Spanish lenders now offer foreign borrowers a choice of variable and fixed rate deals. Unsure what the difference is and which would work best for you? Here is Hipoteken’s snapshot guide to choosing between these two types of mortgages. It’s a decision all overseas buyers will […]
Welcome 2023!
Buying a home in 2023 With the change of year, we all have our New Year resolutions, our new projects, and ambitions… Is buying a home in Spain one of your targets in 2023? If the answer is YES, let’s get started on your mortgage process right now. This way, you can prepare to come […]
Mortgage simulation for a Málaga bespoke villa
Hipoteken’s monthly mortgage model Interested in purchasing a luxury Spanish home with a mortgage? To help you budget, we’ve done a true illustratrion of the cost of buying a high-end property using products available today. For this month’s example, we’ve picked a magnificent new villa in Málaga city in the Costa del Sol, on the […]
Let Hipoteken boost your property sales
Are you a Spanish estate agent looking for ways to enhance your business? Then it’s time to consider a partnership with Hipoteken International Mortgages, a mortgage broker with a fresh approach. Working with us could improve the service you offer clients, increase sales figures and provide an extra revenue stream. Here are reasons to consider […]
Mortgage simulation for a Palma de Mallorca bijou apartment
Hipoteken’s monthly mortgage model Unsure whether you could afford a mortgage? To help you budget, we’ve done a true illustratrion of the cost of buying a Spanish property using products available today. For this month’s example, we’ve picked a bijou apartment in Palma, Mallorca, on the market for €595,000. Read on to see how affordable […]
Benefits of a Mortgage broker in Spain
Six benefits of a broker that make them invaluable! Not convinced you need a mortgage broker to secure finance for your property purchase in Spain? Before you pick up the phone to a Spanish bank or stroll into a branch somewhere, consider these reasons to contact Hipoteken instead. Fully independent and registered by the Bank […]
Understanding commonly used mortgage terms in Spain
Understanding Commonly Used Mortgage Terms There are many terms that are commonly used in the mortgage and property world. If you are unsure what they mean, it can make mortgages seem tricky and confusing to navigate. We have created a glossary of key mortgage terms to make this easier for you: 1. Loan-to-value (LTV) This […]
