About us

Mortgages don’t have to be so complicated! We want to make them easy for you!

Our mission is to provide a fast and cost-efficient online mortgage service to different nationalities and in different languages, working with a variety of banks and lenders, which allow us to get the best possible mortgage deals for our clients.

Our brand Hipoteken International Mortgages was launched in 2020, after successfully signing many mortgages with many happy clients for many  years. Our team has wide experience in residential, corporate and commercial finance, as well as in real estate deals in Spain.

We can get the best deals for our clients, thanks to the extensive product portfolio we can offer having worked with trusted Spanish banks on a daily basis for many years.

We have  offices in Valencia, Spain, with local presence and daily contact with banks, solicitors, property agents, and of course property buyers needing finance.


Registered under the new Spanish Real Estate Mortgage (LCCI) regulation. Read more here.


We work with numerous banks to provide our clients with best options.



We provide mortgages for buyers from all over the world buying in any area of  mainland Spain as well as the islands..


The whole process can be done online, with the support of our technology. 


We get you the best possible mortgage and coordinate the whole process with your property agent and solicitors.


We have obtained many mortgage deals working with a variety of lenders, client nationalities, areas and property budgets.

We are a registered broker in the Bank of Spain
Our guarantee

Spain introduced new regulations in the financial services related to real estate in 2018. These regulations affect banks, lenders and any professional or individual dealing or recommending property related finance – this of course includes mortgage advisors and brokers.

At Hipoteken, we are registered under Spain’s real estate related finance regulation (Ley de Contratos de Crédito Inmobiliario), with registration number in the Bank of Spain D271. This guarantees our clients our standards, professionality and knowledge to give advice on mortgages and other finance options. You can read more about this in our dedicated legal terms page.



Raj Kumar Sirwani

CEO & Founder


Philip Lee


Daniel Morante

Mortgage Adviser

Luis Boris Grateron

Luis Boris Grateron

Completion Coordinator

Alberto García Romero

Mortgage Adviser

Leave your mortgage application to us, we will take care of it all and make sure we try all possible options to get you the mortgage you need!

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