How long does it take to get a mortgage in Spain?

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Once we receive all the documentation we need from you, we will be able to apply for your mortgage to various banks. Normally we can have a mortgage offer for you within 48 to 72 hours. In case your case is urgent, we can do our best to be able to get you a reply within 24 hours!


The process between receiving a mortgage offer and being able to complete the purchase of the property is between 4 to 8 weeks. This is the time needed to open the bank account, arrange the property valuation, allow the bank to do their final processing, and the compulsory cool off period stated by law of 10 days between the final bank documents have been issued and the completion of the purchase.

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